Accept Credit Cards Now Get Started Here
Internet
and eCommerce
| Set up fee | $ 0.00 |
| Cancellation fee | $ 0.00 |
| Annual fee | $ 0.00 |
| Virtual Terminal | Free |
Retail
and Storefront
| Set up fee | $ 0.00 |
| Cancellation fee | $ 0.00 |
| Annual fee | $ 0.00 |
| Credit Card Terminal | Free |
and Phone Order
| Set up fee | $ 0.00 |
| Cancellation fee | $ 0.00 |
| Annual fee | $ 0.00 |
| Virtual Terminal | Free |
Wireless
and Mobile
| Set up fee | $ 0.00 |
| Cancellation fee | $ 0.00 |
| Annual fee | $ 0.00 |
| Wireless Card Reader | Free |
Browse by Solutions
Processing Rates & Fees
Best Rate Guarantee:
We are so confident that we offer the lowest fees and rates
| We will beat any competitor’s proposal or give you $1,000.00 |  |
| ..... more |
Point of Sale Processing
Get a free point of sale, smart phone compatible wireless credit card reader for free when you become a member at RubyGold Business Solutions. Take your business on the road and we will help you get your business to the next level.......more
Understanding the Credit Card Processing Process
Did you ever wonder why you are charged a fee to accept credit card? There are multiple parts to every credit card processing transaction. RubyGold Business Solutions will simplyfy the credit card processing process for you. We help you understand the entire process and every fee that the other credit card processing compitition will never tell you about......learn more
The Right Processing Solutions
- RubyGold Business Solutions has the lowest merchant credit card processing rates and fees in the industry. Our loyal business owners are rewarded with a free merchant credit card processing terminal or a free smart phone credit card processing terminal. RubyGold Business Solutions gives you access to processors with a proven track record in the electronic payment industry. RubyGold Business Solutions offers a wide range of merchant services and POS solutions offered along with Competitive pricing, Quick approval and installation turnaround time, Cash Advance Financial Business Expansion Programs. Get up to $ 650,000 in cash advance financing.
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Online access to your merchant accounts. -
Free Merchant Credit Card Processing Terminal
Free Smart Phone Terminal ( Just like the Square. )
Dedicated & responsive internal customer support 24 hrs per day x 7 day a week x 365 day per year.
Benefits of signing up with RubyGold Business Solutions Today! |
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FREE Credit Card Terminal for your Business (internet ready) |
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FREE Credit Card Reader for your mobile phone |
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FREE Merchant Account Set-Up |
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FREE Real Time Online Credit Card Processing terminal |
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FREE Online Sales Tracking and Reporting |
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FREE American Express Set-Up |
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FREE Business Owner Tools with RubyGold Club Membership |
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FREE VIP Membership at the RubyGold Club |
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BUSINESS CASH ADVANCE FINANCING (no application fee) |
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Merchant Account for Immediate Credit Card Transaction Processing |
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One Low Fee For Visa, Master Card & Discover Network |
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Dedicated Account Representative |
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A Secure Payment Gateway for Real-Time Processing on Your Website |
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A Web-Based Credit Card Processing Terminal for Manual Credit Card Orders |
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Shopping Cart Setup System for your Website |
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The Ability to Accept All Major Credit Cards |
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Your funds Will Be Wired Into the Checking Account of Your Choice (24 hrs.) |
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Next day cash availability |
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Online Reporting of All Your Transactions |
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No Set Up Fee |
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No Hassle Paperwork |
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Free Membership with the RubyGold Club |
Loyalty and GiftThe most flexible and robust gift & loyalty program proven to increasing sales while building the long-term value of your business. We will help make your brand name better.
Get your business in the front of your customers mind with a gift or loyalty card in their pocket. |
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Check GuaranteeRubyGold converts paper checks into safe, reliable electronic transactions that are processed with the same speed and ease of credit card transactions. Accept checks and get the guarantee of approved funds.
Get more customers with the convenience of offering checks and have the safety of funds guaranteed not to bounce and deposited in your bank. |
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Cash Advance
RubyGold Capital has money for your business.
Get $ 2,500 to $ 650,000 Today. Business Owners Cash For Expansion.
RubyGold Capital Cash Advance is an innovative new funding program designed to help you manage your cash needs by providing you with a more flexible alternative to traditional bank lending.
RubyGold Capital Cash Advance provides small business owners the ability to raise needed capital. We provide funds by purchasing a pre-determined amount of your business' future Visa and Master Card sales volume. To settle your obligation, we retrieve a fixed percentage of daily credit sales when they are settled at the end of the day - it is as straightforward as that.
What can RubyGold Capital
Cash Advance be used for?
Additional working capital - Equipment purchases
- Advertising
- Purchasing additional inventory
- Cash flow for seasonal businesses
- Renovating or remodeling or Expansion
- Opening new locations
- Buying out business partners
- Franchise Purchase
- Emergencies
Credit Card Processing
How long does the application approval process take?
Once your application is submitted, it will be reviewed by one of our Application Specialists. The approval process is typically 24 - 48 hours, we will contact you with your approval details once your account is approved.
How do I find out the status of my application?
If you’ve already applied and have questions about the status of your application, please call us at 631.465.0455
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I have a merchant service account through another bank. Should I cancel my account before I apply?
In order to insure uninterrupted processing, DO NOT cancel your existing merchant service until you’ve been fully approved and set-up with RubyGold Business Solutions.
Can I keep my existing bank account?
Yes, you can have your processing funds deposited into any business bank account.
How do I apply for a RubyGold merchant account?
The application is easy to complete. The process takes a few minutes and our Application Specialists can assist you at 631-465-0455.
What will I need to apply?
You will need the following information about your business: Business tax ID, Business physical mailing address, Business owner/principal information (contact and identifying information), account information (bank account information, funding information), and estimated credit card sales.